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Available for immediate viewing, this well presented 2 bedroom retirement (over 55's only) ground floor apartment set within one of St Albans finest developments, comprising of beautiful communal gardens, communal living and computer room with resident arranged weekly activities. The apartment is located within Yeats House which forms part of the Wordsworth Close developments just off King Harry Lane which has excellent access to local supermarkets and regular transport links in the city centre.
The property is located on the ground floor and comprises an entrance hall with 2 large storage cupboards and doors off to all rooms. Two generous sized double bedrooms and a spacious wet room with toilet, sink and shower area. The open plan kitchen area includes a large U shape which allows ample work top space, integrated appliances (Fridge Freezer, Oven, Hob and Washing Machine) and good storage within the cabinets.
The lounge area has substantial natural light through the Juliette balcony doors, with a good sized living space for entertaining and relaxing.
Eligibility For Shared Ownership (75% max):
Must pass the One Housing financial assessment (done after receiving the application, which can only be submitted after viewing the property)
You must be aged 55 years or older. However, some OPSO developments will allow a couple where the main applicant is 55 but a second applicant is 50 or older.
Your maximum household income must not exceed £80,000 outside of London.
You should be able to purchase a home suitable for your needs without assistance.
You do not already own a home, or you will need to sell any existing property owned before purchasing through the scheme.
You will need to be able to secure a mortgage or have sufficient savings to pay the share in full if retired.
You must not have any outstanding credit issues such as unsatisfied defaults or county court judgements.